Home Loans Simplified

Atlantic Bay has mortgage and refinance choices to fit your needs.

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Ali Dubois

Loan Officer NMLS# 1103130

Ali is focused on providing top-notch customer service to her clients and referral partners, and prides herself on offering the best communication in the industry. She finds joy in helping people get into the homes of their dreams by creating a streamlined and stress-free mortgage experience.


Buying a new home is within your reach.

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Lower your monthly payments to achieve your financial goals.

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Home Loan Options

Our job is to find the right loan to fit your needs. We have great loan options including the loans below.

Conventional Home Loan

  • Most common loan for US homebuyers
  • Put down as little as 3%
  • No out-of-pocket closing cost option
  • Choose fixed or adjustable-rate

FHA Home Loan

  • Great for first-time homebuyers
  • Down payments as low as 3.5%
  • No-closing-cost option
  • Gift down payments OK

VA Home Loan

  • Military service members earn this valuable benefit
  • No money down option
  • No-closing-cost option
  • No monthly mortgage insurance payment

Client Testimonials

  • Carter Moore

    She was awesome and so helpful! As a first time homebuyer I had no clue what I was doing and she got y taken care of quickly and without me having to stress.

  • Christopher Frye

    Ali was amazing to work with. She was very quick to respond to any questions we had, which was really important to us. She was a pleasure, would definitely recommend.

  • Anita Saturley

    This loan process was easy, convenient and took the time to work with us to get us into our new home!

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